[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.mabico.cz\/pomuze-nam-insolvence\/#Article","mainEntityOfPage":"https:\/\/www.mabico.cz\/pomuze-nam-insolvence\/","headline":"Pom\u016f\u017ee n\u00e1m insolvence?","name":"Pom\u016f\u017ee n\u00e1m insolvence?","description":"Dostali jste se do slo\u017eit\u00e9 finan\u010dn\u00ed situace, kdy v\u00e1m dluhy p\u0159er\u016fstaj\u00ed p\u0159es hlavu? Boj\u00edte se exekutor\u016f, p\u0159\u00edpadn\u011b r\u016fzn\u00fd inkasn\u00edch agentur? \u010clov\u011bk se m\u016f\u017ee dostat do probl\u00e9mu ne vlastn\u00edm p\u0159i\u010din\u011bn\u00edm. Klasick\u00fdm p\u0159\u00edkladem je dlouhodob\u00e1 nemoc, kdy se p\u0159\u00edjem najednou sn\u00ed\u017e\u00ed a pokud je \u010dlov\u011bk je\u0161t\u011b s\u00e1m, tak zjist\u00ed, \u017ee nem\u00e1 mo\u017enost<a class=\"read-more\" href=\"https:\/\/www.mabico.cz\/pomuze-nam-insolvence\/\"> ( more... )<\/a>","datePublished":"2019-09-16","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.mabico.cz\/author\/#Person","name":"","url":"https:\/\/www.mabico.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/69bd9b72104e3ccfb6214cbd23cb226f96c6ecf33a2a351fa1d4682235118df3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/69bd9b72104e3ccfb6214cbd23cb226f96c6ecf33a2a351fa1d4682235118df3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"mabico.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.mabico.cz\/wp-content\/uploads\/img_a354364_w3018_t1568912785.jpg","url":"https:\/\/www.mabico.cz\/wp-content\/uploads\/img_a354364_w3018_t1568912785.jpg","height":0,"width":0},"url":"https:\/\/www.mabico.cz\/pomuze-nam-insolvence\/","about":["Finance"],"wordCount":472,"articleBody":"Dostali jste se do slo\u017eit\u00e9 finan\u010dn\u00ed situace, kdy v\u00e1m dluhy p\u0159er\u016fstaj\u00ed p\u0159es hlavu? Boj\u00edte se exekutor\u016f, p\u0159\u00edpadn\u011b r\u016fzn\u00fd inkasn\u00edch agentur? \u010clov\u011bk se m\u016f\u017ee dostat do probl\u00e9mu ne vlastn\u00edm p\u0159i\u010din\u011bn\u00edm. Klasick\u00fdm p\u0159\u00edkladem je dlouhodob\u00e1 nemoc, kdy se p\u0159\u00edjem najednou sn\u00ed\u017e\u00ed a pokud je \u010dlov\u011bk je\u0161t\u011b s\u00e1m, tak zjist\u00ed, \u017ee nem\u00e1 mo\u017enost dost\u00e1t sv\u00fdm finan\u010dn\u00edm z\u00e1vazk\u016fm a spl\u00e1cet spl\u00e1tky. V tomto p\u0159\u00edpad\u011b je dobrou variantou za\u010d\u00edt uva\u017eovat nad insolvenc\u00ed. Samoz\u0159ejm\u011b, \u017ee i tento zp\u016fsob m\u00e1 sv\u00e1 pravidla, kter\u00e1 se \u010dlov\u011bk do\u010dte na internetu. Rozhodn\u011b doporu\u010duji si naj\u00edt pomoc n\u011bjak\u00e9 poradny, jeliko\u017e n\u00e1vrh na insolvenci mus\u00ed podat n\u011bjak\u00fd advok\u00e1t.\t\u00a0\tInsolvence v\u00e1m v p\u0159\u00edpad\u011b schv\u00e1len\u00ed soudem m\u016f\u017ee velice pomoci. V\u011bt\u0161inou se ur\u010d\u00ed n\u011bjak\u00e1 \u010d\u00e1stka, kterou je pot\u0159eba m\u011bs\u00ed\u010dn\u011b spl\u00e1cet. Hodn\u011b z\u00e1le\u017e\u00ed na va\u0161ich p\u0159\u00edjmech. Pozor na to, jestli m\u00e1te tzv. p\u0159ednostn\u00ed pohled\u00e1vky, zde se m\u016f\u017ee st\u00e1t, \u017ee budete m\u00edt je\u0161t\u011b v\u011bt\u0161\u00ed \u010d\u00e1stku, kterou je pot\u0159eba platit. V \u010d\u00e1stce je zahrnuta i odm\u011bna spr\u00e1vci, kter\u00e9ho v\u00e1m ur\u010d\u00ed soud. Pokud se rozhodnete k tomuto kroku, je pot\u0159eba po\u010d\u00edtat s t\u00edm, \u017ee insolvence je na 5 let. V tomto obdob\u00ed budete ka\u017ed\u00e9ho zhruba \u010dtvrt roku muset p\u0159izn\u00e1vat ve\u0161ker\u00e9 sv\u00e9 p\u0159\u00edjmy. Spr\u00e1vce se bude starat o to, aby v ur\u010dit\u00e9m pom\u011bru, kter\u00fd stanov\u00ed soud.\t\u00a0\tD\u016fle\u017eit\u00e9 je, a\u0165 v\u0161echny svoje p\u0159\u00edjmy uv\u00e1d\u00edte a p\u0159izn\u00e1v\u00e1te. Pokud by soud p\u0159i\u0161el na to, \u017ee n\u011bjakou podm\u00ednku, kter\u00e1 je stanovena, tak se vystavujete velk\u00e9mu nebezpe\u010d\u00ed, \u017ee v\u00e1m bude insolvence ihned ukon\u010dena. Proto je pot\u0159eba si na to opravdu d\u00e1vat pozor a nepo\u010d\u00edtat s t\u00edm, \u017ee na to nikdo nep\u0159ijde. Nicm\u00e9n\u011b je insolvence opravdu dobrou volbou, jeliko\u017e v\u00e1m pom\u016f\u017ee a ochr\u00e1n\u00ed p\u0159ed v\u011b\u0159iteli.\t\tJen je pot\u0159eba po\u010d\u00edtat s pravidly jsou stanoveny. O v\u0161ech podrobnostech v\u00e1s informuje ur\u010den\u00fd spr\u00e1vce. Nebojte se na cokoli zeptat. Jedna v\u011bc je k tomu ale pot\u0159eba, mus\u00edte m\u00edt n\u011bjak\u00fd zdroj p\u0159\u00edjmu, jedna z podm\u00ednek toti\u017e je, \u017ee mus\u00edte splatit alespo\u0148 30 % sv\u00fdch dluh\u016f. Vzhledem k tomuto po\u017eadavku je pot\u0159eba m\u00edt zaji\u0161t\u011bn\u00fd, pokud mo\u017eno trval\u00fd p\u0159\u00edjem. Pokud jste ve slo\u017eit\u00e9 situace a nevid\u00edte jin\u00e9 v\u00fdchodisko, tak se nebojte a vyu\u017eijte t\u00e9to mo\u017enosti.                                                                                                                                                                                                                                                                                                                                                                                        4.4\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pom\u016f\u017ee n\u00e1m insolvence?","item":"https:\/\/www.mabico.cz\/pomuze-nam-insolvence\/#breadcrumbitem"}]}]